condo Archives - The Costa Group
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condo Tag

Here’s a word no one likes, but we all know and should understand fully, especially when it comes to purchasing a property in Toronto. Do you know, for example, the difference between land transfer and property tax? Often times we have clients telling us they...

Many people pay no attention to their credit score as they believe (or have been told) it is just a number about your finances. While that is true, a credit score is indeed a number that represents your overall credit health, it is much more...

Are you planning to use your RRSP for a down payment on a house? Under the federal government’s Home Buyer’s Plan (HBP), if you are a first time home buyer, you can borrow up to $35,000 from your RRSP savings to help finance a home...

In a previous blog, we explained what “appraised value” means when it comes to a home as well as how the entire process is done. This blog addresses the other side of the equation: when is this appraisal required? Remember that an appraisal is a...

Envision this scenario: living in retirement should be easy and pleasant as you are enjoying some time to yourself after a lifetime of work. But is it really that easy? Whether you are retired or planning to retire soon, there are things to take into...

Simply put, closing costs are fees incurred in completing your real estate transaction.  They may be charged by your bank or mortgage company, a government entity, the buyer, seller or a third party. Due to the complexity of real estate transactions, there are usually a...

What are condo fees? Do they impact the qualification process for a mortgage? With the rise in popularity of condo sales, many clients ask these questions when they are trying to get a pre-approval. Let’s try to explain them. First, what is a condo fee? Condo fees...